Fedelta

Business financing

Help with business loans and leasing in Estonia

We prepare the financial documents a bank or a leasing company wants to see, and we stay with you through the negotiations. Your figures are presented the way lenders read them.

  • Financial forecasts and a business plan that hold up to questions
  • We speak to banks and leasing companies on your behalf
  • Works for young companies with a short trading history
A magnifying glass over stacks of coins on a wooden table

What we help with

Business loans and leasing in Estonia: what we cover

We help you prepare the documents, explain the options and stay involved for the whole application.

01

Business loans

Reliable financial forecasts and a solid business plan to support the application and the growth targets behind it.

02

Leasing

We find the most favourable leasing offers for company vehicles, fleet renewal or the equipment the business runs on.

03

Guarantees and factoring

We explain the guarantee and factoring options, prepare the paperwork and handle the communication with the bank.

Our approach

A strong business plan is only half the application

When you look for financing, what decides the outcome is not only the quality of the plan but the way the information reaches the lender. The same company can look risky or solid depending on how the numbers are presented.

Our financing service is built to raise your chances of getting funded on favourable terms: the documents are complete, the forecasts are defensible, and the questions the credit committee will ask are answered before they are asked.

Work with us to get the best offer available on the market, bring the interest rate down and avoid the extra costs that get bolted onto a rushed application.

Why go through us

What our involvement changes

Time and cost savings

We take on the routine — financial reports, forecasts and direct contact with banks and leasing companies.

We know what banks look for

We know what financial institutions look for in an application and how to present your operations in the most favourable light.

Support for new firms

Experience helps us find the details that get financing approved faster even for a company with a short history or low turnover.

Financing structured for you

We help structure the financing so that it matches your business model and your actual cash flow.

Flexible packages

From a single consultation to full support, where we manage the process from the first application to the signed contract.

Numbers that match the books

The figures in the application come from the same accounting we run for you, so nothing contradicts your filed reports.

Financing questions we hear most

The financial documents a lender asks for: reports, forecasts, the business plan and the application package itself. We also explain which financing option fits the situation.

Yes. Our experience is largely with firms that have a limited history or modest turnover, where the presentation of the numbers matters most.

We take on the communication with banks and leasing companies and support you during the negotiations, so you are not answering credit questions alone.

Company vehicles, renewal of an existing fleet and the equipment the business depends on. We compare the offers available and point out the differences that matter.

It depends on the package — a single consultation costs far less than full support through to signature. Send us your case and we will quote it.

Financing

Book a consultation about financing

Tell us what you want to finance and roughly what your company turns over. We will say what is realistic and which documents are needed.

Preferred way to reach you